Understanding Today's Financial Environment
Our Firm services California professors, teachers, and their loved ones in making the best of their personal financial future. Our commitment to you is to stand by you while helping you reach your individual goals, fiscally and otherwise.
Here at Santa Barbara Coastal Advisors, we are dedicated to solving the issues that educators face while financially preparing for today, tomorrow, and many years to come. We look forward to working with you through all stages of your life. Take some time to check out the resources on our site, We think you will find them very informative!
U.S. Personal Savings Rate
What can be learned from the savings rate?
Data Thieves from Outer Space
Learn about the dangers of internet fraud with this highly educational and fun “pulp” comic.
Spotting Credit Trouble
The wise use of credit is a critical skill. These 10 questions will help you assess your skill level.
There are other ways to maximize Social Security benefits, in addition to waiting to claim them.
Learn all about Medicare basics in this informative and insightful article.
Important as it is, Medicare does not cover the full range of health-care expenses you may experience in your golden years.
When your child has income, there’s a good chance that he or she will need to report it and pay taxes.
One way to find money is to examine your current spending habits and eliminate money wasters.
Earnings season can move markets. What is it and why is it important?
This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).
This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.
This calculator estimates the savings from paying a mortgage bi-weekly instead of monthly.
Estimate how much you have the potential to earn during your working years.
Assess whether you are running “in the black” or “in the red” each month.
Help determine the required minimum distribution from an IRA or other qualified retirement plan.
Using smart management to get more of what you want and free up assets to invest.
The chances of needing long-term care, its cost, and strategies for covering that cost.
With alternative investments, it’s critical to sort through the complexity.
The sandwich generation faces unique challenges. For many, meeting needs is a matter of finding a balance.
For women, retirement strategy is a long race. It’s helpful to know the route.
Bucket lists don’t have to be for tomorrow.
It's easy to let investments accumulate like old receipts in a junk drawer.
Ready for retirement? Find out why many are considering encore careers and push your boundaries into something more, here.